Investor Presentaiton
BANK CREDIT TO INDUSTRY MODERATES
Y-O-Y%
25
20
15
10
5
Sectoral Deployment of Bank Credit
Data as on November
13.0
6.1
Sectoral Deployment of Industrial Credit
Data as on November
27.9
30
21.9
21.3
25
19.5
20
17.2
0
Industry (25.1)
Services (29.0)
FY23 FY24
Source: RBI; Note: Figures in bracket represent % share in total; Growth rates for FY24 exclude the impact of the
merger of a non-bank with a bank.
Y-O-Y %
15
10
5
12.0
10.3
3.6
0
Micro and Small (19.1)
Medium (7.9)
Large (73.0)
FY23 FY24
CareEdge
RATINGS
Source: RBI; Note: Figures in bracket represent % share in total industrial credit; Growth rates for FY24 exclude the
impact of the merger of a non-bank with a bank.
ā
Overall bank credit growth increased by 16.2% in FY24 (as on November) as against 17.2% growth in the year ago period.
Credit to large industries remained relatively muted in FY24. However, it's crucial to note that the growth figures in FY24 may appear skewed compared to FY23 due to
the influence of the base effect.
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