Investor Presentaiton

Liquid Assets Position Short-term Funds Placements Treasury Bills Bonds 30.2% 1.9% As a % of Total Assets Liquidity Ratio 9.0% As a % of Total Assets As a % of Total Assets 5.3% As a % of Total Assets Gross Loans to Funding Ratio 37.8% 66.0% 65.9% 64.5% 35.0% 61.4% 63.2% 33.9% 31.6% 32.1% 30.0% 30.0% 30.0% 30.0% 30.0% Q1 2020 H1 2020 9M 2020 2020FY Q1 2021 Q1 2020 H1 2020 9M 2020 2020FY Q1 2021 Fidelity LR ―Regulatory Minimum Liquidity Ratio has been sustained above the regulatory minimum of 30.0% with 62.6% of eligible liquid assets invested in T-bills and FGN bonds from 62.0% in 2020FY. LDR was 63.2% from 61.4% in 2020FY but stood at 66.5% after weighting all permissible loans: Mortgage | SME | Consumer loans. 21 www.fidelitybank.ng

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