Investor Presentaiton
Consolidated Income Statement
mn
2Q2015
1Q2015
4Q2014*
3Q2014*
2Q2014*
Net interest income
214
225
225
232
264
Net fee and commission income
36
43
37
37
37
Net foreign exchange gains/(losses) and net gains/(losses) on other financial instruments
Insurance income net of insurance claims
12
(4)
14
(13)
(1)
9
12
10
10
13
(Losses)/gains from revaluation and disposal of investment properties
(16)
(7)
(9)
(4)
4
Other income
6
3
4
2
2
Total income
261
272
281
264
319
Staff costs
(59)
(59)
(58)
(59)
(59)
Other operating expenses
(33)
(43)
(56)
(44)
(45)
Total expenses
(92)
(102)
(114)
(103)
(104)
I Profit before provisions and impairments, gains on derecognition and changes in expected cash
flows on acquired loans, restructuring costs and discontinued operations
169
170
167
161
215
Provisions for impairment of customer loans
(309)
(148)
(306)
(117)
(160)
Gains on derecognition and changes in expected cash flows on acquired loans
187
43
30
6
4
Impairments of other financial and non-financial assets
(30)
(1)
(57)
1
(34)
Share of profit/(loss) from associates and joint ventures
1
2
3
2
I Profit/(loss) before tax, restructuring costs and discontinued operations
18
66
(163)
49
271
Tax
(1)
(Loss) attributable to non- controlling interests
(0)
(0)
0
(0)
----
iProfit/(loss) after tax and before restructuring costs, discontinued operations and net profit on
disposal of non-core assets
16
57
(164)
43
25
Restructuring costs
(14)
(7)
(3)
(11)
(16)
Loss from disposal group held for sale / discontinued operations
(12)
(21)
(157)
(37)
(19)
Net gain/(loss) on disposal of non-core assets
41
(13)
60
¡Profit/(loss) after tax
31
29
(337)
(5)
50
Bank of Cyprus
KOINO
WKYMPιW
•Comparative information has been represented. See Note 4.2 to the Mid-year Financial Report for the six months ended 30 June 2015,
Comparative information.
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