NPA Composition - Consumer Finance
Improving CASA profile
Building CASA traction
Expanding branch network
Focus on target market segments
➤ Government business
➤ Capital market flows
➤ Key Non Resident markets
➤ Launched branded Wealth offering "Pioneer"
➤ Self employed and Emerging Corporate businesses
➤ Transaction Banking and CMS Mandates
Differentiated service propositions
Current Account (CA)
15.1%
15.1%
14.4%
13.5%
13.2%
12.4%
CASA Uptick
43.6%
43.6%
43.1% 43.1%
41.5%
42.4%
84,070
86,539
91,865
85,838
73,375
76,549
Q2FY19
Q3FY19 Q4FY19
CASA (Rs crs)
Q1FY20 Q2FY20
% of Total Deposits
Q3FY20
Savings Account (SA)
30.4%
28.5%
28.0% 28.7%
28.0%
30.0%
64,895
57,652 58,117
54,486
26,526
29,584 28,887
27,721 26,970
50,023
22,269
51,106
Q2FY19 Q3FY19
Q4FY19
CA (Rs crs)
Q1FY20 Q2FY20
Q3FY20
% of Total Deposits
19
Q2FY19 Q3FY19 Q4FY19
SA (Rs crs)
Q1FY20 Q2FY20
% of Total Deposits
Q3FY20
Indusind BankView entire presentation