Q1 2020 Profit & Loss Account Review

AGILITY DILIGENCE REPEAT The Spirit of Great Banking! BANKING SECTOR 2019 PROFIT AFTER TAX (PAT) TREND 2019 Profit after Tax 14 451 357 239 209 386 132 142 105 93 98 2015 2016 2017 2018 2019 NMB PAT - Bank Sector PAT NON PERFORMING LOAN RATIO 6.4 11.7 10.4 9.5 8.9 6.4 6.7 4.8 5.9 2.1 2015 2016 2017 2018 2019 -NMB NPL Ratio -Bank Sector NPL Ratio 62% Industry average increase 46% NMB increase Industry Non-Performing loan ratio 2017 2018 2019 10.4% 8.9% 11.7% NMBS PAT 2019 Market share 37% NMB Close to you

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