Q1 FY 24 Performance Snapshot slide image

Q1 FY 24 Performance Snapshot

COMPETITIVE ADVANTAGES NETWORK • • Pan India presence with 752 branches Strong presence in South India (669 branches) of which 519 are in Tamil Nadu alone ADEQUATELY CAPITALISED Strong Capital Adequacy ratio of 23.02% out of which Tier 1 constitutes 21.98% MSME / TRADING PORTFOLIO CUB CUB Trading and MSME loan segments constitute about 48% of advances 01 N 02 03 04 - 05 55 06 STRONG TRACK RECORD Continuous profitability and dividend payout in all 115+ years of operations Business growth of about 15% CAGR in last 10 years ROBUST CORPORATE GOVERNANCE PRACTICES Strong board with majority of directors being independent directors Consistency in management with only 7 CEOS appointed in 115+ years DIVERSIFIED ASSET PROFILE Granular asset profile with advances to top 20 group borrowers contributing around 6,74% Lower ticket size lending backed by adequate collaterals 08
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