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Investor Presentaiton

Business Volumes (€ mn) Group Gross Loans Mortgages Consumer Loans Jun 2021 Mar 2021 Dec 2020 Sep 2020 Jun 2020 % YoY 43,533 49,785 49,130 49,148 48,756 (10.7%) 12,679 16,929 17,008 17,073 17,181 (26.2%) 3,254 4,131 4,187 4,208 4,207 (22.7%) Credit Cards 1,162 1,170 1,257 1,309 1,297 (10.4%) Small Business Loans 3,137 5,191 5,054 4,985 4,789 (34.5%) Medium and Large Business Loans 23,301 22,364 21,623 21,574 21,281 9.5% of which: Greece 36,976 43,260 42,538 42,485 41,999 (12.0%) Mortgages 9,560 13,833 13,893 13,955 14,049 (32.0%) Consumer Loans 2,776 3,657 3,715 3,736 3,734 (25.7%) Credit Cards 1,128 1,137 1,223 1,274 1,263 (10.6%) Small Business Loans 3,076 5,129 4,990 4,920 4,724 (34.9%) Medium and Large Business Loans 20,436 19,504 18,717 18,600 18,229 (32.0%) of which: Shipping Loans 2,517 2,500 2,234 2,213 2,301 9.38% Southeastern Europe 6,112 6,100 6,196 6,287 6,370 (4.1%) Accumulated Provisions (6,081) (10,506) (9,841) (9,437) (9,419) (35.4%) Group Net Loans Customer Assets of which: 37,500 39,376 39,380 39,808 39,428 (4.9%) 51,451 49,562 49,332 46,661 45,776 12.4% Group Deposits 45,032 43,612 43,831 41,657 40,868 10.2% Sight & Savings 33,870 31,322 30,141 27,288 25,845 31.0% Time deposits & Alpha Bank Bonds 11,162 12,290 13,690 14,369 15,024 (25.7%) Greece 39,341 37,922 38,035 35,804 34,991 12.4% Sight & Savings 30,894 28,445 27,271 24,471 23,138 33.5% Time deposits & Alpha Bank Bonds 8,448 9,477 10,764 11,333 11,852 (28.7%) Southeastern Europe 5,170 5,142 5,222 5,267 5,290 (2.3%) Money Market Mutual Funds 80 86 93 101 105 (24.3%) Other Mutual Funds 2,292 1,971 1,741 1,530 1,485 54.3% Private Banking 4,047 3,893 3,667 3,372 3,317 22.0% 33 ALPHA SERVICES AND HOLDINGS
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