Investor Presentaiton

Capital Popular, Inc 18.7 18.7 Robust regulatory capital levels Common Equity Tier 1 of 16.8% decreased 6 bps due to the increase in risk weighted assets resulting from loan growth during the quarter Leverage ratio of 8.4% impacted by the high proportion of zero-risk weighted assets on the balance sheet, which represented 40% of total assets TCE ratio¹ at 5.3% flat from Q2 2023; BPPR at 3.4% compared to 3.5% due to the increase in unrealized losses on the investment portfolio Tangible book value per share at $50.20 compared to $51.37 in Q2 2023 16.9 16.8 16.9 16.9 8.4 8.4 5.3 5.3 Common Equity Tier 1 Risk-Based Total Risk-Based Tier 1 Leverage Tier 1 Capital Capital Q3 2023 Capital Q2 2023 BPPR 18.8 18.7 17.5 17.5 17.5 17.5 TCE 7.5 7.5 3.5 3.4 Common Equity Tier 1 Risk-Based Total Risk-Based Tier 1 Leverage Tier 1 Capital Capital Capital ■Q2 2023 Q3 2023 TCE Note: Current period ratios are estimated 1 TCE ratio is defined as the ratio of tangible common equity to tangible assets Popular Bank 15.2 14.9 14.4 14.2 14.4 14.2 12.7 12.6 11.7 11.6 Common Equity Tier 1 Risk-Based Total Risk-Based Tier 1 Leverage Tier 1 Capital Capital Capital Q2 2023 Q3 2023 TCE 6

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