Investor Presentaiton
"
ROBUST CAPITAL MANAGEMENT TO ENSURE OPTIMUM RETURN
Optimizing Capital for Sustainable Business Growth and Shareholders' Return
27.16%
1.00%
26.16%
25.51%
24.98%
1.01%
1.05%
24.50%
23.93%
22.77%
21.35%
1.12%
20.14%
1.17%
20.18%
21.65%
1.08%
REGULATORY REQUIREMENT
17.5%
19.06%
DPO
DPO
85%
85%
If all Basel 3 fully
implemented
15.0%
Normal condition
12.5%
OJK Relaxation
During Pandemic
DPO
DPO
50%
I
I
I
I
I
65%
DPO
60%
I
.
.
2018
2019
2020
2021
2022
Tier 1 CAR
Tier 2 CAR
-Total CAR
1Q'23
BRI
Max 2.5%
(Countercyclical
Buffer)
2.5% (Capital
Conservation Buffer)
2.5% (Capital Surcharge
on Systemic Bank)
10% (CAR based on
Risk Profile)
As of Jan'23, as part of the implementation of Basel 3, the change on RWA of Operational & Credit Risk adds 211bps to BRI total CAR
Based on FY'22 performance with Dividend Payout Ratio of 85%, BRI distributes Full Year 2022 dividend of Rp288.22 per share (included interim
dividend of Rp57 per share) with the payment date on 12 April 2023
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