Financial Performance and Outlook
Canadian Personal Banking
Canadian Personal Banking (Q4/23)
TD
Highlights
■ Gross impaired loans
increased quarter-over-
quarter, reflective of
Some further normalization
of credit performance
Gross Loans ($B)
GIL ($MM)
GIL/Loans (%)
Residential Mortgages
261.3
186
0.07
Home Equity Lines of Credit (HELOC)
117.6
148
0.13
Indirect Auto
28.8
95
0.33
-
Credit Cards
18.8
115
0.61
Other Personal
11.9
55
0.46
Unsecured Lines of Credit
9.6
37
0.39
Total Canadian Personal Banking
438.4
599
0.14
Change vs. Q3/23
7.3
32
0.01
Canadian RESL Portfolio – Loan to Value by Region (%) 1, 2
-
Q3/23
Q4/23
Mortgage
HELOC
Total RESL
Mortgage
HELOC
Total RESL
Atlantic
57
46
53
56
45
52
BC
57
45
51
55
43
49
Ontario
56
43
50
55
42
48
Prairies
62
50
57
Quebec
60
54
57
Canada
57
45
བགཔ
59
52
6650
60
49
55
54
57
56
44
50
42
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