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Investor Presentaiton

Well Diversified Business with Strong Returns EARNINGS BY BUSINESS LINE EX. OTHER 1, 2, 3 EARNINGS BY GEOGRAPHY 1 Caribbean and Central America (C&CA) Colombia 1% Global Wealth Management 15% 4% Other 4% Peru 4% Global U.S. 8% Banking FY2022 REPORTED and Markets EARNINGS Canadian $10.6Bn 18% Banking 45% Mexico 8% FY2022 REPORTED EARNINGS $9.9Bn Canada 62% International Banking Chile 9% 23% REPORTED RETURN ON EQUITY BY BUSINESS LINE 4,5 26.3% 22.2% 22.8% ■3-Year Average FY22 ■FYTD 12.9% 13.4% 15.5% 16.2%15.1% 15.2% 14.3% 9.4% 12.2% 13.3% 14.8% 11.5% Canadian Banking International Banking Global Wealth Management Global Banking and Markets All Bank 1 Net income attributable to equity holders for the 12 months ended October 31, 2022; 2 Excludes Other segment (FY22: -$732MM in net income attributable to equity holders for the 12 months ended October 31, 2022); 3 May not add due to rounding; 43-Year ROE calculated as average of full year 2020-2022 ROES; 5 Refer to non-GAAP measures on page 4 of the Management's Discussion & Analysis in the Bank's Third Quarter 2023 Report to Shareholders, available on http://www.sedarplus.ca 5

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