2022 Highlights - PagoNxt & Santander UK
Portugal
'A strategy focused on customer experience and digital
solutions for sustained and profitable growth'
2022 Highlights
Branches
383
00
Mй Employees
4,952
Strategic priorities ■■
Consolidate the commercial and digital integration model
Total customers (mn)
2.9
Digital customers (mn)
1.1
Grow organically in terms of profitable market share, improving our lending
leadership position
Customer loans (€ bn)
40
Customer funds (€ bn)
46
Maintain our position as market leaders in efficiency, improving the cost base
Underlying attributable profit (€ mn)
534
ROTE¹
29.6%
Maintain an appropriate risk policy with high credit quality and strong capital
position
Santander
(1) Adjusted ROTE: adjusted based on Group's deployed capital calculated as contribution of RWAs at 12%. Using tangible equity, ROTE is 15.0%.
Customer loans: gross loans excluding reverse repos. Customer funds: customer deposits excluding repos + marketed mutual funds.
More information at https://www.santander.com/en/about-us/where-we-are/santander-portugal
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