Bajaj Finance Limited Pitch Deck

Resilient business model - Consolidated 46.0% 45.0% 43.1% 41.4% 41.8% BAJAJ FINANCE LIMITED 48.8% 47.5% 46.5% 42.3% 38.1% 35.6% 34.7% 34.6% 35.3% 33.5% 38.4% 35.4% 36.0% 30.7% 33.3% 27.8% 29.9% 28.4% 27.2% 9.85% 9.87% 9.47% 9.00% 8.24% 8.27% 8.39% 7.84% 7.11% 6.77% 6.72% 6.71% 3.6% 3.3% 3.5% 3.7% 3.9% 4.1% 4.1% 3.1% 5.1% 2.7% 3.8% 4.2% Mar'14 Mar'15 Mar'16 Mar'17 Mar'18 Mar '19 Mar'20 Mar'21 Jun'21 Sept'21 Dec'21 Mar'22 COF -ROA -Fee Income to PBT Opex to NII Mar '19 onwards numbers are as per Ind AS. Jun'21, Sep'21, Dec'21 and Mar'22 numbers of COF are for the quarter 37

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