Emirates NBD Financial Performance Q1 2020
Loan and deposit trends
Highlights
Trend in Gross Loans by Type (USD Bn)
+30%
•
Gross loans grew 2% since start of the year with growth across
operating segments
+2%
DenizBank
Consumer
•
Corporate lending grew 3% from end 2019 due to growth in financial
institutions sectors
Corporate
Islamic*
125
127
129
.
Consumer lending down 5% from end 2019 due to decline in credit
cards and private banking activity
23
24
23
99
99
.
Islamic financing grew 3% from end 2019 due to growth across a
range of sectors
92
93
96
97
99
70
72
73
74
76
78
68
69 70
•
CASA deposits represent 46% of total Group level deposits
10
10
10
11
12
11
11
12
11
•
Domestic CASA engine remains strong at 54% (including Islamic)
14
15
15
15
15
15
16
16
16
* Gross Islamic Financing Net of Deferred Income
Q1 18 Q2 18 Q3 18 Q4 18 Q1 19 Q2 19 Q3 19 Q4 19 Q1 20
Trend in Deposits by Type (USD Bn)
DenizBank
Other
Time
CASA
82
90
91
93
2
2
2
37
40
43
224
98
100
95
2
2
45
46
48
51
50
50
+30%
-1%
128
129
127
22 1
27
2
22
27
22
25
50 51
49
48
48
50 50
49
49
49
49
52
32
Q1 18 Q2 18 Q3 18 Q4 18 Q1 19 Q2 19 Q3 19 Q4 19 Q1 20
Financial & Operating Performance 13View entire presentation