Investor Presentaiton
Operating trends: other result -
-
Other result deteriorated in 2021 on valuation effects
-58
Group -91
-83
AT/EBO e
AT/SB
4
-10
сл
-5
-18
AT/OA
-21
10
CZ
-38
-49
RO
-8
-6
-9
-8
-14
HU
-25
3
SK
HR
RS
10
-5
-2
21
Other
-30
-22
●
•
Yoy deterioration attributable selling losses from
securities in Q4 21
Q4 20
Q3 21
Q4 21
Other result improves qoq due to breakage costs for
early loan repayment in previous quarter
Year-on-year segment trends:
•
•
AT/OA: releases of provisions for litigation and other risks
and lower new allocations
CZ: higher impairments for buildings and software,
increased legal provisions
RO: improved subsidiary results and provisions releases
Other: impairment of SK participation, charges at IT
service providers
Quarter-on-quarter segment trends:
AT/OA: breakage costs related to early loan repayment in
Q3 21; release of provisions in Q4 21
CZ: see above
HU: reversal of temporary moratoria-related provisions and
property-related selling gains
ERSTES
Group
in EUR m
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