Q3 2020 Business Update amid Covid-19 slide image

Q3 2020 Business Update amid Covid-19

• Real GDP to decline 4% -9% in 2020 in Erste Group's core markets • Both exports and consumption will suffer in 2020 Macroeconomic update (2) - 2020 will see economic slump, partial rebound expected in 2021 CEE Recovery Index (0 = point of lowest activity, based on weekly indicators) 1.2 • Hardest hit industries expected to be tourism, services, transport, and retail trade 1.0 • Q2 expected to be hit hardest followed by Q3 & Q4 recovery Economic activity expected to partially rebound in 2021 0.8 Recent government measures will mainly be concentrated on retail & services 0.6 0.4 • Production expected to be less impacted In case of broad-based lockdown downward revisions very likely 0.2 • CEE Recovery Index shows the performance of various indicators compared to mid April Input factors: electricity consumption, air pollution, mobility in groceries, mobility in retail & recreation, mobility in workplace, capacity in automotive sector 0.0 • Current decline reflects recent government measures as a response to rising new Covid cases 1 March 1 May 1 July 1 Sept Source. Erste Group Research Evolution of real GDP forecasts 2020e -4.2 -4.7-4.7 -4.7 -4.6 -4.5 -5.0 -5.8 -6.0-6.2 -6.7-7.0 -6.3 -7.5 -7.5 -7.9 -9.0-9.0 ERSTEŚ Group -1.0 -2.3 -2.3 2021e 1 Nov 7.1 5.8 6.0 5.4 5.2 4.2 4.3 3.1 4.5 4.0 4.5 4.6 4.7 4.1 4.7 4.7 5.0 3.9 3.9 3.9 3.0 as of 30 April as of 31 July as of 31 Oct Page 6
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