Investor Presentaiton

36 /LOOKING AHEAD - 2023 FOCUS AREAS 1 Growth & scale: Driven by focus on client needs 2 Efficiency: Leveraging digital investments for efficient client service 3 Risk management: Proactive and data driven risk analysis and management ✓ 4 Regional play: Leveraging Standard Bank presence in the region for borderless client service 5 Future Ready Transformation: Building a sustainable financial services organization To be a leading financial services organisation in Kenya and South Sudan, delivering exceptional client experiences and superior value Stanbic IT CAN BE..

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