Investor Presentaiton
M EUR
33
4 500
4 000
3 500
3000
2 500
2000
1 500
1000
500
•
•
Balanced growth in the credit portfolio
Total lending to the public was EUR 3 963 M Jun 30 2018, an increase of 1 per cent
from a year ago
.
•
.
Selective lending to high quality borrowers
Asset quality prioritised over lending volume growth and higher returns
Lending must always be made in consideration of safeguarding Bank of
Åland's strong brand and market reputation
Loan loss level 0.05 percent in Q2 2018
Public and non-profit sector
■Companies
Private individuals
MEUR
1 200
1000
800
600
400
200
0
0
2009 2010
2011
2012
2013
2014 2015
2016 2017
2009 2010
2011
2012
2013
2014
2015
2016
2017
Q2 2018
02
2018
Other industry and crafts
Construction
Agriculture, forestry and fishing
Other service operations
Hotel and restaurant operations
Financial and insurance operations
Other real estate operations
■Housing operations
■■■Wholesale and retail trade
■Shipping
ALANDSBANKENView entire presentation