SEB Nordic Outlook
Corporate & Private Customers
Stable lending growth in corporate segment
Loans to corporates and real estate management, SEK bn
Stable growth in household mortgages
537
SEK_bn
509
483
449
459
404
418
431
382
358
276
242
253
257
211
221
186
188
170
186
2012
2013 2014 2015 2016 2017
2018 2019
2020
Sept
2021
2012 2013 2014
2015
2016 2017
2018 2019 2020 Sept
2021
Solid operating profit
Average quarterly operating profit, SEK bn
Steady improvement in efficiency and stable profitability
SEK bn
0.57
60
0.49
Business equity (SEK bn)
0.48 0.48
2.5
0.46
Return on business equity C/I
0.46 0.46 0.44
2.2
2.3
0.43 0.44
2.0
1.9
2.0
1.8
1.8
40
1.4
22.3% 21.9% 21.4%
1.1
20
14.7% 15.2% 15.0% 13.9% 15.3% 15.1% 16.2%
0
2012
2013 2014 2015
2016
2017 2018
2019
2020
YTD
2012 2013 2014
2015 2016 2017 2018 2019 2020 YTD
2021
2021
Operating profit: 2014-2015 restated following the new organisational structure as of 1 Jan 2016.
As a result, 2012-2013 figures are not comparable.
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