Investor Presentaiton

1NFirst of Long Island Corporation Performance Measures ROA ROE Efficiency Ratio Nonaccrual Loans/Loans Net Chargeoffs/Average Loans Six Months Ended June 30, 2022 FLIC FLIC Versus Peers Peer Averages* Mid-Atlantic1 Nationwide² 1.18% 1.05% 1.11% 12.43% 11.19% 11.69% 49.38% 61.41% 62.19% 0.01% 0.59% 0.49% 0.01% 0.11% 0.06% *Comparison of FLIC performance metrics for the average of twelve-months ended March 31, 2022 1 Includes publicly-traded banks and thrifts headquartered in the Mid-Atlantic region with total assets between $1 billion and $5 billion 2 Includes publicly-traded banks and thrifts nationwide with total assets between $1 billion and $5 billion Source: SNL First of Long Island Corporation | KBW Investor Presentation 13

View entire presentation