HDFC Business and ESG Overview

· . • • OUR CONSERVATIVE LOAN PROFILE UNDERLIES OUR HIGH CREDIT QUALITY Average Loan Size Average Loan to Value Average Loan Term Average Age Primary Security Repayment Type : Rs. 3.30 mn (~US$ 43,500) : 70% (at origination) : 12 years : 38 years : Mortgage of property financed : Amortising HDFC WITH YOU, RIGHT THROUGH 25

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