Bank of Georgia Financial Snapshot and Loan Portfolio Quality

Retail Banking gross loan portfolio by product 9% 49% 42% ■Mortgage loans ■Consumer loans ■Other products Other products in Retail Banking include car loans, micro loans, card overdrafts, credit cards, pawn loans, and finance lease receivables Figures given for JSC Bank of Georgia standalone As at 30 June 2023 Total gross loans: GEL 7,905m Allowance for ECL: GEL 169m Total net loans: GEL 7,735m 38

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