Investor Presentaiton
Public
مصرف أبو ظبي الإسلامي
= Customer Financing
-
ADIB
AED 6.8bn growth in gross financing assets vs last year mainly due strong volumes from Retail, Corporate, Government and Public sector
Customer Financing, Net (AEDbn)
Customer Financing, Gross Movement YoY (AEDbn)
120.0
115.0
110.0
105.0
100.0
Customer Financing,
Gross by Segment (%)
+6%
115.0
+8%
Other
112.6
109.3
Private
3.7%
4.4bn
1.8%
113.4
6.7
0.5
1.0
1.0
121.9
120.2
2.2bn
107.7 107.3
4Q 23
120.2bn
-0.5
-0.1
-1.8
Wholesale
42.3%
50.9bn
Retail
52.1%
62.6bn
Customer Individual Govmnt. & Corporate FI
financing,
Associates
Other
Customer FX impact Customer
gross
public
sector
& subs.
financing,
financing,
4Q 22
gross (excl.
FX impact)
gross
4Q 23
4Q 22 1Q 23 2Q 23 3Q 23 4Q 23
+12% +3%
+5% -9%
+11%
-1%
Customer Financing,
Gross by Sector (%)
Retail Financing, Gross
Composition (%)
Retail Financing, Gross Movement YoY (AEDbn)
Government &
public sector
+12%
Real estate
5.4%
1.9
0.6
62.6
Other
1.3%
17.2%
20.7bn
2.0
1.6bn
4Q 23
120.2bn
Home finance
31.0%
19.4bn
3.4bn
2.6
55.9
-0.4
4Q 23
Card
Corporate
Individual
24.4%
29.3bn
62.6bn
4.4%
Auto finance
2.8bn
52.5%
13.8%
63.1bn
8.7bn
Personal finance
FI
4.6%
5.5bn
45.3%
28.4bn
Retail
financing, gross
Auto finance
4Q 22
+43%
Personal
finance
+8%
Home finance
Card
Real estate
Retail
financing, gross
+11%
+28%
-9%
4Q 23
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