Investor Presentaiton

Continued deposit momentum across the board Customer deposits (Rbn) 263 1H21 1H22 7% 281 Retail SA 11% 190 170 16% 102 88 1% 332 336 17% 80 68 Relationship Banking RBB ARO CIB SA CIB ARO SA Note: In constant currency, RBB ARO grew 7% and CIB ARO 7% 13 |

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