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Investor Presentaiton

Consolidated Statements of Operations ($ in thousands, except share and per share data) 6/30/2020 3/31/2020 12/31/2019 For the Three Months Ended 9/30/2019 6/30/2019 Revenue: Interest income from loans held for investment Interest expense Net interest margin Revenue from real estate owned 29,835 $ 31,448 $ 28,536 $ 28,269 $ 29,993 (13,042) (15,534) (15,044) (15,124) (16,675) 16,793 15,914 13,492 13,145 13,318 1,189 5,220 8,088 6,702 8,357 Total revenue 17,982 21,134 21,580 19,847 21,675 Expenses: Management and incentive fees to affiliate 2,152 1,773 1,959 1,578 2,252 Professional fees 660 903 641 542 532 General and administrative expenses 959 868 1,035 1,005 1,029 General and administrative expenses reimbursed to affiliate 1,038 1,051 764 831 771 Expenses from real estate owned 3,254 6,676 7,338 6,838 7,118 Total expenses 8,063 11,271 11,737 10,794 11,702 Provision for current expected credit losses (4,007) 27,117 Unrealized losses on loans held for sale 3,998 Income (loss) before income taxes 9,928 (17,254) 9,843 9,053 9,973 Income tax expense, including excise tax 160 9 183 Net income (loss) attributable to common stockholders 9,768 $ (17,263) $ 9,660 $ 19 9,034 $ 218 9,755 Earnings (loss) per common share: Basic earnings (loss) per common share $ 0.29 $ Diluted earnings (loss) per common share $ 0.29 $ (0.54) $ (0.54) $ 0.34 $ 0.32 $ 0.34 0.33 $ 0.31 $ 0.34 Weighted average number of common shares outstanding: Basic weighted average shares of common stock outstanding Diluted weighted average shares of common stock outstanding Dividends declared per share of common stock (¹) 33,316,933 33,539,580 31,897,952 31,897,952 28,640,363 28,872,975 28,634,514 28,867,603 28,599,282 28,863,765 0.33 $ 0.33 $ 0.33 $ 0.33 $ 0.33 1. There is no assurance dividends will continue at these levels or at all. 19 ARES COMMERCIAL REAL ESTATE CORPORATION
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