Investor Presentaiton
A reinforced Internal Control Set-up
An even more solid control and compliance set-up and ongoing efforts in inserting a
reinforced compliance culture into daily operations
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Ongoing improvement of the operating model for combating money laundering and terrorism
financing:
■ A standards-based, risk-adjusted approach, with a risk management set-up shared between business
lines and Compliance (know-your-client, reviewing unusual transactions, etc.)
■ Reinforced Group-level steering with regular reporting to monitoring and supervisory bodies
Ongoing reinforcement of set-up for complying with international financial sanctions:
■ Broad dissemination of the procedures and intense centralisation, guaranteeing effective and
consistent coverage of the surveillance perimeter
■ Continuous optimisation of cross-border transaction filtering tools and screening of relationship
databases
Ongoing improvement of the anti-corruption framework with increased integration into the
Group's operational processes
Intensified on-line training programme: compulsory programmes on financial security for all
employees (Sanctions & Embargos, Combatting Money Laundering & Terrorism Financing), on combating
corruption, and on professional ethics for all new employees
Ongoing missions of the General Inspection dedicated to insuring financial security within
entities generating USD flows. These successive missions have been conducted since the start of 2015
in the form of 18-month cycles. The first four cycles achieved a steady improvement in processing and
audit mechanisms. The fifth cycle was begun last year and is proceeding at a good pace despite public
health constraints. It is achieving results similar to those of previous cycles and is expected to be
completed mid 2022.
The remediation plan agreed as part of the June 2014 comprehensive settlement with the
US authorities is now mostly completed
BNP PARIBAS
The bank for a changing world
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