The RLI Story

UNDERWRITING PROFIT RLI has achieved 27 straight years of a combined ratio below 100, and has beaten the industry ratio by an average of 12 points* over the last 10 years 120 110 100 90 80 70 70 60 60 1996 1997 RLI® 1998 1999 2000 2001 2002 (1) AM Best (2022). Aggregate & Averages - Property/Casualty, United States & Canada. 1996-2021 15 (2) Conning (2022). Property-Casualty Forecast & Analysis: By Line of Insurance, Fourth Quarter 2022. Estimated for the year ended December 31, 2022. 2003 2004 2005 2006 2007 RLI 2008 2009 2010 Industry(1)(2) 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 *Statutory basis as of year-end 2022

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