Looking Ahead - Thoughts for 2023

4th Quarter Revenue ($ in millions) 4Q21 4Q22 $6,000 $5,000 $4,000 $2,987 $3,334 $3,000 $2,165 $2,251 $2,000 $1,795 $1,380 $1,840 $2,045 $1,000 $0 $-1,000 $-2,000 $-3,000 $-4,000 $5,817 $5,216 $(3,156) $(3,608) Growth Domestic Assessments Cross-Border Volume Fees Transaction Processing Other Revenues Rebates and Incentives Net Revenue As reported 4% 30% 12% 11% 14% 12% Currency-neutral Figures may not sum due to rounding. 6% 40% 16% 16% 18% 17% January 26, 2023 6 ©2022 Mastercard

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