Investor Presentaiton

Business Model is Difficult to Replicate Variable cost structure enables high volume of small transactions Significant experience underwriting Term Life insurance for middle-income market Exclusive independent contractor sales force(¹) Extensive communications, training and pre-licensing infrastructure Cutting-edge sales tools and customized sales support Extensive controls, supervision and surveillance functions PRIMERICA 12 (1) Excluding e-TeleQuote licensed health insurance agents

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