Strategy 2030: Investments to Future-Proof SEB

63 Operating leverage Average quarterly income (SEK bn) 15.3 13.9 12.512.7 9.4 9810410012 11.411 12 10.8 Average quarterly expenses (SEK bn) Average quarterly profit before ECL and imposed levies (SEK bn) 5.9 5.7 5.6 5.4 5.5 5.5 5.5 5.5 5.7 5.7 5.8 6.1 6.8 7.0 4.8 5.9 6.0 5.5 5.7 5.4 4.1 3.5 8.1 9.2 2011 2014 2017 2020 Jan-Sep 2022 2011 2014 2017 2020 Jan-Sep 2011 2014 2017 2020 Jan-Sep 2022 2022 Note: data exclude items affecting comparability. SEB

View entire presentation