Investor Presentaiton

Q2-23 and FY-23 GAAP and Non-GAAP Guidance Three Months Ending June 30, 2023 Non-GAAP(a) GAAP Revenue Growth Rate (Spot) ~6.5%-7% ~6.5%-7% Revenue Growth Rate (FXN) Diluted EPS $ N/A $0.81-$0.83 ~7.5%-8% $1.15-$1.17 (a) Estimated non-GAAP amounts for the three months ended June 30, 2023, reflect adjustments of approximately $450 million, primarily representing estimated stock- based compensation expense and related payroll taxes of approximately $390 million GAAP Twelve Months Ending December 31, 2023 Non-GAAP(b) Diluted EPS $ ~$3.42 PayPal ©2023 PayPal Holdings, Inc. ~$4.95 (b) Estimated non-GAAP amounts for the twelve months ended December 31, 2023, reflect adjustments of approximately $2.0 billion, primarily representing estimated stock-based compensation expense and related payroll taxes of approximately $1.6 billion, and restructuring charges of approximately $117 million that occurred in Q1-23 Q1-23 Investor Update • 31

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