First Foundation Investor Presentation Deck
Deposits
■
120%
100%
80%
60%
40%
20%
0%
Loan to deposit ratio of 95% as of 3Q23.
Deposit levels hit low point during 1Q23 and have risen $760 million since.
95%
Loan/ Deposit Ratio
93%
81%
Loan/ Deposit Ratio
78%
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104%
YE 2018 YE 2019 YE 2020 YE 2021 YE 2022 3Q23
95%
Average
Average 94%
12,000
10,000
8,000
6,000
4,000
2,000
0
10,363
1,879
1,020
2,158
2,569
2,737
Dec 22
10,602
2,016
1,050
2,202
2,668
2,666
Jan'23
Deposit by Type
($ in thousands)
11,047
2,271
1,074
2,238
2,743
2,721
Feb'23
Non-interest Bearing
Money Market
CDs
10,052
2,306
1,049
1,949
2,364
2,263
Mar 23
10,807
2,769
1,150
1,947
2,281
2,660
Jun'23
Interest Bearing
Savings
10,812
2,973
1,250
1,901
2,275
2,413
Sep¹23
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