2022 Performance and Synergy Realization

Environmental Sustainability tub We promote responsible and sustainable financing by assessing clients' long-term environmental, social and governance impacts. At the same time, we manage our direct environmental footprints to improve operational and resource efficiency. Responsible Lending Long-term commitment • • The bank will not finance any new coal-fired power plant projects with the commitment to exit by 2028. 38% reduction of the exposure since announced in 2020. The bank will exit from the tobacco industry by 2023*. 27% reduction of the exposure since announced in 2020. Exclusion List • 27 business activities E&S risk screening • 100% of commercial lending is in line with ESR policy !!!! Sustainable Finance Green and blue loan > THB 12,635 mn green and blue loan setup ** Sustainability-linked loan THB 2,000 mn Sustainability-linked loan to support blue finance ESG funds Offering 5 ESG funds Green and blue bond . Issued 100 MUSD green bond and 50 MUSD blue bond (1st company to issue blue bond in Asia) and established ttb Green and Blue Bond Framework in lining with ICMA GBP and IFC Blue Finance Guidelines with SPO Our Environmental Impacts Electricity consumption . Electricity consumption reduced by 25%, achieved 2022 target of 10% reduction compared to 2019 Water consumption • Water consumption reduced by 37%, achieved 2022 target of 10% reduction compared to 2019 *This does not apply to the entire tobacco value chain, specifically parties that are not fully dedicated to tobacco (i.e., retailers that sell tobacco products, or companies engaged in transportation and packaging) ** Commercial green loan setup as of end of FY2022 and EV loan setup as of Nov 2022 58

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