Pix Evolution and Implementation
SUMMARY
PRESENTATION
IDEALIZATION
EVOLUTION
NUMBERS
FUTURE
Chart 3.1.17 - Evolution of Pix Withdraw and Pix Change
# of transactions (thousands)
700
R$ millions
80
75
7
560
49
64
58
52
52
53
4
420
5
5
48
43
37
4
31
3
280
569 32
26
3
22
19
2
426
390 394
2
2
140
13
311
267
16
10
2
223
1
185
135
151
91
67
dez/21
jan/22
fev/22
mar/22
веста паста поста пита водата кога сега кога соста
77/qe
QTY of Pix Change
77/обе
Total amount (right axis)
Source: BCB
QTY of Pix Withdraw
Dec/21 to Dec/22
Chart 3.1.19 - Number of merchants that offer withdraws through Pix and have already provided
at least one Pix Withdraw or Pix Change transaction
# of transactions (thousands)
14.0
11.8
10.6
10.8
10.9
11.2
9.7
9.0
8.4
7.9
7.4
7.5
6.6
5.5
8.4
5.6
2.8
3.2 Pix aliases
The number of registered Pix aliases has been showing significant growth,
with individuals being responsible for for the most. In the first month of Pix's
operation, in November 2020, there were 95 million Pix aliases registered, 96%
of which belonged to individuals. At the end of 2022, 133 million citizens (77%
of the adult population) 22 and 11.8 million companies (67% of companies with
a banking relationship in the country) 23 held a total of 551 million aliases (Chart
3.2.1), linked to approximately 400 million transactional accounts.24 Regarding
the types of registered aliases, the random string alias is the most common,
representing in December 2022, 42% of registered aliases (Chart 3.2.2).
Chart 3.2.1 - Number of registered aliases
1.7
0
0.0
Dec/21
Feb/22
Apr/22
Jun/22
Aug/22
Oct/22
Dec/22
Source: BCB
Chart 3.1.18 - Distribution of Pix Withdraw and Pix Change, by agents who provide the withdraw
service
Chart 3.1.20 - Percentage of Pix Withdraw and Pix Change, capitals and other municipalities
Dec/21 to Dec/22
0,3%
5,5%
94,2%
Source: BCB
■Shared ATMs / banking correspondents
Merchants
Proprietary ATMs
Source: BCB
100%
80%
66.4%
81.3%
60%
18.7%
Millions of aliases
0
nov
jan
mar may
jul
sep
nov
jan mar may jul sep nov
2020 2021
2022
40%
Source: BCB
■Individuals
Companies
20%
33.6%
0%
Pix Withdraw
Pix Change
■Capitals Other municipalities
600
480
360
240
120
22
Highlights: Did you know?
From the Pix launch to December 2022, the record day with the highest
number of Pix transactions was December 20, 2022, with 103.6 million
transactions. This was also a record in terms of value, with R$60.2 billion
traded on the day.
The day may be ending, but Pix is still running at full steam. In the last
minute of each day, on average, 8,000 transactions are settled.
22 Population over 14 years old, according to Continuous PNAD - Continuous National Household Sample Survey, available at: https://www.ibge.gov.
br/estatisticas/sociais/trabalho/9173-pesquisa-nacional-por-amostra-de-domicilios-continua-trimestral.html?=&t=resultados. Data from the 4th
quarter of 2022.
23 Number of legal entities with current relationships with the SFN, counted only once, even if they have relationships with more than one institution.
Available at: https://www.bcb.gov.br/acessoinformacao/ccsestatisticas.
24 Pix transactional accounts can be a checking account, savings or prepaid payment account. Each individual account can have up to 5 linked Pix keys
and each legal entity can register up to 20 keys per account.View entire presentation