Institutional Presentation September 2020
BAD DEBTS, DELINQUENCY AND LOSS I CREDIT PRODUCTS - SUPPLIER
22
...AND THE CASH EXCESS PREVENTED THE FALL OF THE COSTS IN LINE WITH REVENUES, AND THE ALLOWANCE FOR DOUBTFUL
ACCOUNT DID NOT REFLECT THE RETURN OF DEFAULT AND LOSS TO PRE COVID-19 LEVELS
CASH POSITION
240.7
EFFECTIVE LOSS
0.70%
0.55%
0.37%
0.32%
0.32%
0.24%
448.0
0.25%
0.20%
0.22%
0.23%
0.23%
0.24%
152.9
Jan
Feb
Mar
Apr
May
Jun
2019
-2020
167.1
165.7
140.1
104.8
33.1
295.1
83.6
68.3
50.9
134.0
82.1
37.6
100.6
53.9
30.7
1Q19
2Q19
3Q19
4Q19
1Q20
2020
■■FIDC Cash and Equivalents
■Supplier Cash and Equivalents
DELINQUENCY
4.76%
1.59%
1.83%
1.99%
1.43%
1.14%
1.96%
1.55%
1.65%
0.92%
1.18%
1.34%
Jan-20
Feb-20
Mar-20
Apr-20
May-20
Jun-20
Up to 30 days
From 31 to 60 days
From 61 to 90 days
From 91 to 360 daysView entire presentation