Investor Presentaiton
Cyprus Income Statement
(€ mn)
1H2015
1H2014
2Q2015
1Q2015
4Q2014
3Q2014
2Q2014
Net interest income
411
487
200
211
216
216
251
Net fee & commission income
76
75
34
42
Net FX income/(losses) and net gains/(losses) from financial
instruments
7
5
12
25
34
35
(5)
12
(9)
Insurance income net of insurance claims
Other income (expenses)
5225
36
(2)
20
23
8
12
10
9
12
(1)
5
(4)
3
(5)
(5)
Total income
Staff costs
Other operating expenses
Total expenses
I Profit before provisions and impairments
513
595
250
263
267
246
302
(110)
(110)
(55)
(55)
(56)
(55)
(55)
(68)
(76)
(31)
(37)
(54)
(38)
(40)
(178)
(186)
(86)
(92)
(110)
(93)
(95)
335
409
164
171
157
153
207
Provisions for impairment
(410)
(272)
(288)
(122)
(207)
(101)
(163)
Gains on derecognition and changes in expected cash flows on
acquired loans
229
11
186
43
30
30
6
4
Impairment of other financial assets and non financial assets
(20)
(34)
(19)
(1)
(48)
1
(34)
Share of profit from associates
4
4
2
2
3
(2)
2
Profit/(loss) before tax
138
118
45
93
(65)
57
16
Tax
(11)
(2)
(3)
(8)
0
(2)
(1)
(Loss)/profit attributable to non-controlling interests
(0)
(0)
(0)
0
1
(0)
(0)
Profit/(loss) after tax and before one off items
127
116
42
85
(64)
55
15
Bank of Cyprus
KOINO
WKYNPIW
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