Strategic Business Opportunities and Technological Tailwinds

Lending Trends - Segment Disbursal Products NTC 501-600 601-730 731-760 761-780 780+ Personal Loan 5% 1% 43% 36% 12% 4% Consumer Loan 13% 1% 24% 35% 21% 6% Credit Card 10% 0% 18% 34% 25% 13% Home Loan 9% 0% 20% 26% 22% 22% Auto Loan 9% 1% 29% 28% 19% 14% 2W Loan 28% 2% 30% 24% 11% 4% Business Loan 7% 1% 31% 33% 19% 8% CV Loans 13% 1% 24% 35% 21% 6% Total 9% 1% 33% 35% 16% 6% Apr 22-Mar'23 Industry View (includes us); Credit Bureau data RBL BANK 80 Years In Your Service ESTARUSHED IN 1943 24

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