Investor Presentaiton
Significant Decline in Specific Provisions
($ millions)
Q3/09
Q4/09
Q1/10
Q2/10
Q3/10
Canadian Retail
137
159
140
149
145
Canadian Commercial
33
33
41
40
24
170
192
181
189
169
International Retail
146
122
130
125
118
International Commercial
33
45
47
48
48
20
179
167
177
173
138
117
65
14
(5)
(7)
466
424
372
357
300
Scotia Capital
Total
PCL ratio (bps)
64
Scotiabank
63
63
55
55
55
55
General Downward Trend in Net Impaired Loan
Formations
43
17
($ millions)
Q3/09 Q4/09 Q1/10 Q2/10
Q3/10
Canadian Retail
167
205
184
154
147
Canadian Commercial
67
24
42
15
47
234
229
226
169
194
International Retail
276
254
259
184
211
International Commercial
232
5
135
15
(12)
508
259
394
199
199
Scotia Capital
Total
Scotiabank
161
139
(109)
(68)
(10)
903
627
511
300
383
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