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Investor Presentation

ALDAGI HEALTHCARE FINANCING MODEL State (MOH) GEL min Corporate & Individuals Current setup PHI SIP 6 Insurance companies participate in State Insurance Programs Insurance companies Insured (PHI) UHP State Healthcare expenditure 2011 2012 2013 2014F State insurance program (SIP) 121 170 280 280 Universal healthcare program (UHP) 225 300 Other state expediture in healthcare 240 232 176 170 Total state healthcare expenditure 361 As % of total state expenditure 402 681 750 6.2% 5.8% 9.4% 9.7% Service providers Insured (UHP) UHP Universal Healthcare Program SIP State Insurance Program PHI Private Health Insurance MOH Ministry of Labor, Health & Social Affairs of Georgia Insured (State Programs) Source: Ministry of Finance | Aldagi estimate Additional expenditure in healthcare through UHP will increase healthcare expenditure per capita due to increased purchasing power of citizens UHP 2.0 mln insured SIP 2.0 mln insured PHI 0.5 mln insured 12
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