Hanmi Financial Results Presentation Deck
($ in millions, except EPS)
Income Statement Summary
Net interest income
Noninterest income
Operating revenue
Noninterest expense
Credit loss (recovery) expense
Pretax income
Income tax expense
Net income
EPS-Diluted
Selected balance sheet items
Loans receivable
Deposits
Total assets
Stockholders' equity
Profitability Metrics
Return on average assets
Return on average equity
TCE/TA(2)
Net interest margin
Efficiency ratio
$
H Hanmi Financial Corporation
$
$
$
December 31, 2023
$
53.1
6.7
59.8
35.2
(2.9)
27.5
8.8
18.6
$
0.61 $
6,182
6,281
7,570
702
0.99%
9.70%
$
9.14%
2.92%
58.86%
$
$
September 30, 2023
Note: numbers may not add due to rounding
(1) Percentage change calculated from dollars in thousands; change in basis points for profitability metrics
(2) Non-GAAP financial measure, refer to the non-GAAP reconciliation slide
54.9
11.2
66.1
34.2
5.2
26.7
7.9
18.8
0.62
1.00%
9.88%
4Q23 Financial Summary
Change (¹)
8.89%
3.03%
51.82%
$
6,021 $
6,260
7,350
663
$
$
$
December 31, 2022
64.6
7.5
72.0
33.8
0.1
38.1
9.6
28.5
0.93
5,967
6,168
7,378
638
1.56%
15.90%
8.50%
3.67%
46.99%
Q/Q
-3.1%
-40.5%
-9.5%
2.8%
-155.7%
3.0%
12.1%
-0.9%
2.7%
0.3%
3.0%
5.8%
(18)
25
(11)
704
Y/Y
-17.7%
-10.4%
-16.9%
4.0%
-5619.2%
-27.9%
-8.3%
-34.6%
3.6%
1.8%
2.6%
10.1%
(57)
(620)
64
(75)
1,187
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