Barclays H1 2022 Results
Barclays is prepared to navigate this uncertainty
Dedicated to helping customers, clients and colleagues
Supporting clients through market volatility
More conservative risk positioning and management
Updated affordability models
Supporting customers through
cost of living pressures
Targeted £1,200 pay rise for 35,000 colleagues in
the UK most affected by the cost of living
Diversified income streams
Monitoring of customer behaviour
Conservative trading position
Robust coverage ratios
60% Wholesale
6% 9%
10.5%
12.8%
10.9%
Investment Banking fees
15%
Global Markets
20%
H122
Group income
by customer¹
Credit card
total coverage
9.1%
10.6%
8.4%
Corporate
ratios
Dec-19
Dec-21
Jun-22
40% Consumer
UK Cards
US Cards
42%
UK Retail
9%
1 Excludes negative income from Head Office |
8 | Barclays H1 2022 Results | 28 July 2022
International Consumer & Payments
Business Banking
Group balance sheet provisions of £6.0bn including post
model adjustments of £1.3bn
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