Investor Presentaiton
Scotiabank in Chile
Footprint
Market Position by Loans4
Customers¹
Employees
Branches1
18.4
16.8
>3
million
~9,000
162
14.1
13.8
13.7
Balance and
Market Position
Loan Market
Share4
Average Loans
Average
9.9
Deposits
14.1%
$47
$24
billion
billion
Financial
Total NIAT²
ROE2,3
Performance
Productivity²
R
Itaú
$718 / $524
8.7%
43.4%
Santander
Chile
Scotiabank
Estado
BCI
Itaú
(Pre-NCI / Post-NCI)
million
NIAT5
Productivity Ratio
Operating Leverage
381
339
+28%
53.6%
CAGR
718
515
2016
All figures in CAD$
Constant currency
2017
2018
2019
1 Includes affiliates & consumer microfinance
2 WY 2019
3 WY 2019 ROE including goodwill. Local GAAP ROE 13.5%
4 Market share as of November 2019. Local view, exclude offshore loans. Source: CMF
5 NIAT Before NCI
49.5%
44.7% 43.4%
-2.3%
13.3%
8.5%
4.3%
2016
2017
2018
2019
2016
2017
2018
2019
40View entire presentation