Access to Financial Services in Kaduna State Deep Dive

EFINA Adults in Kaduna State tend to demonstrate stronger abilities to build and maintain Enhancing Financial Innovation & Access reserves, with lower ability to manage day-to-day Financial Health dimensions Low score Medium High score Ability to manage day to day (spend score) 70% 8% 22% No trouble making money last Build and maintain reserves (save score) 11% 55% 34% Save money, invest in assets Planning and prioritising (Plan score) 31% 45% 24% Plan ahead financially Ability to manage risks Could recover from financial shock 46% 24% 30% Source: EFINA Access to Financial Services in Kaduna State 2020 Survey 38

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