Investor Presentaiton

Customer Deposit Profile Mass Affluent Customer* (Deposit in Rs. Cr) Savings Account Value Slabs Deposits by Category 27% 2,107 1,906 1,703 1,526 1,392 3,262 16% 2,378 1,786 930 1,188 6% O 22% OTHERS 4% TRUSTS 5% 28% Q4FY20 Q1FY21 Q2FY21 Q3FY21 Q4FY21 < 1L 1L to <10L 10L to <1Cr 1Cr to <10Cr 10Cr + Elite Wings GOVT./LOCAL BODIES 7% Term Deposits (TD) % 63% 53% 52% 53% 55% 35% 53% 47% 45% 47% 48% 47% 37% Q3FY20 Q4FY20 Q1FY21 Q2FY21 Q3FY21 Q4FY21 Retail TD Bulk TD Term Deposits Value Slabs O 10% |< 2Cr 2Cr to <10Cr 10Cr+ *CASA and TD balances of Premium (Wings & Elite) CASA account holders | Retail TD as defined by RBI PVT.CORPORATES 8% equitas Equitas Small Finance Bank BANKS 27% 55% INDIVIDUALS + PARTNERSHIP FIRMS + PROPRIETORSHIP 50% FIRMS + HUF 24

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