Investor Presentaiton
Strong ESG / Governance
17
R
APTUS Ⓡ
72%
Focus on financial
inclusion
79%
LIG
Self-employed
38%
New to Credit
Support
to borrowers in tier 2/3/4 locations
leading to financial inclusion
CSR MONITORING
Corporate Social
Responsibility
-focusing on improving education,
health and livelihood
Improving Living
Standards
Employment
in rural / semi-urban areas,
where local talents are
identified, hired and trained
Women Empowerment
Encourage Women in family to be
Applicant/Co-Applicant
Gender Diversity
Significant number of Women
Employees in every function.
ESOP
Implemented ESOP plan for
Employee retention
Strong Corporate
Governance
Paperless
Initiative
Diversified Experience Digital Transformations
Of Board Members across academic
and Professional domains
Dedicated Chief
Compliance Officer
to track compliance periodically
Varied Expertise
Senior Leadership Team across all
Domains, right from Business,
Finance, IT, HR, Technical, Legal,
Operations, Compliance,
Secretarial etc.
Clean Track Record
NO Defaults
NO Audit Qualifications
NO Restatement of Financials
KYC to e-KYC
Physical Signature to e-Signature
Stamping to e-Stamping
NACH to e-NACH
App Connect
Customer App & Bandhu App for
Customer Connect
HRMS for Employee Connect
Business
Responsibility &
Sustainability Report
-published as part of Integrated
Annual report for the FY23View entire presentation