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APPENDIX 11 | LOAN & DEPOSIT OVERVIEW ($B) Loans & BA's Deposits 162.7 158.9 148.7 151.3 153.3 156.2 152.0 143.1 145.3 136.7 55.4 56.5 57.2 58.9 64.2 78.5 84.1 85.3 90.6 95.0 93.3 94.9 96.1 97.2 98.5 58.2 59.0 60.1 61.4 63.9 Q2 19 Q3 19 Q4 19 Q1 20 Q2 20 Q2 19 Q3 19 Retail Business & Govt Retail Q4 19 ■Business & Govt Q1 20 Q2 20 Loan growth YoY 9.4% Deposits growth YoY 16.2% - Retail 5.6% Retail 9.8% Business & Govt 15.8% Business & Govt 21.0% 31

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