Investor Presentaiton

Payments - our daily touch point with customers NUMBER OF PAYMENT TRANSACTIONS IN BOG TERMINALS VOLUME OF PAYMENT TRANSACTIONS IN BOG TERMINALS MILLIONS +63.9% +0.9% 45 45 42 36 27 GEL MILLIONS +85.1% -5.9% 1,386 1,305 1,270 1,010 705 1Q21 2Q21 3Q21 4Q21 1Q22 1Q21 2Q21 3Q21 4Q21 1Q22 54% 52% Share by number of POS payment transactions in BOG's POS terminals | 1Q22* +3ppts YoY * Based on the National Bank of Georgia and Bank of Georgia data. Share by volume of POS payment transactions in BOG's POS terminals | 1Q22* +3ppts YoY 39k Multifunctional POS terminals +30.1% y-o-y +1.5% y-o-y 18

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