H1 FY23 Financial Performance

Tyro's Value Proposition 4 1 3 999 1. Focus on Industry Verticals Industry specific features and services (eg. Pay@Table, Split Bills, Tipping, BarTab/GuestTab and Health Claiming) Merchant and industry knowledge and recognition Close of day for settlement and billing based on merchant trading days 2 2. Direct Integration to POS Systems • Largest number of direct Point of Sale system integrations - over 330 direct POS integrations Benefits to merchants - greater choice | quick and easy set-up | speed of processing | elevated levels of security | ease of reconciliations 99 3. Banking Licence Only specialised payment provider in Australia with an unrestricted banking licence Ability to provide our own value-adding banking products, including interest-bearing deposit accounts, lending products together with our core payments offering Enables merchants to receive their daily settlements from Tyro on a T+1 basis - Same day with a Tyro Bank Account 4. Local 24/7 Support Australian based customer team offering 24/7 support Serve over 66,800 Australian merchants and provide telephone and digital support 5

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