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Investor Presentaiton

Higher deposits with large part of Retail customers Deposit outstandings by type of customer (€bn) 1.0% 208.3 210.8 210.4 196.0 200.7 200.5 12.3 30/06/2022 10.1 31/12/2022 10.0 30/06/2023 Deposit outstandings by product (€bn) 1.0% 208.3 210.8 210.4 Sight deposits Retail 85.5 84.1 82.2 Corporate Regulated savings Term deposits 106.7 108.9 109.0 16.0 30/06/2022 17.8 31/12/2022 19.2 30/06/2023 95% of deposit outstandings are Retail, particularly granular ■ 87% of Retail deposit oustandings are insured' 1. Under the French deposit guarantee fund (FGDR) regime INVESTOR PRESENTATION - SEPTEMBER 2023 25 25

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