Q1 2022 Financial Results

FinTech, loyalty programs and lifestyle app • All operations related to Síminn's fintech solution was transferred to a subsidiary in the beginning of the year. The company's name is Síminn Pay ehf. and is fully owned by Síminn. • There has been steady increase in lending since the product was launched in May 2019. • The operation is sustainable, and the company is profitable. 60 1.370 Total loans in end of quarters (M.ISK) 1.260 420 320 340 220 800 670 590 950 ⚫ Síminn will expand its product range in the coming months. Q3 2019 Q4 2019 Q1 2020 Q2 2020 Q3 2020 Q4 2020 Q1 2021 Q2 2021 Q3 2021 Q4 2021 Q1 2022 Greiðslukort Dreifðu greiðslum med Siminn Pay Léttkaup Nýttu þér tilbod frá fjölmörgum Léttu þér matinn med Siminn Pay Leggðu í Stædi med Síminn Pay- engin aukagjöld! Styrktu gott málefni med Siminn Pay Velkomin i Siminn Pay appid! söluaðilum Torg Greidslukort Veitingar Godgerdamil • The registered users of the Síminn Pay app are now 59 thousand. Torg Pay Pay Let Pay 团 Gjaldad 4 5 min : 23 sek

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